Investment advisers are required by law to inform their clients of their policies regarding the privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law.

Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.

What this Policy Covers

This  Policy applies to our collection, use, and sharing of your personal information when you visit our Site or receive our communications. This Policy does not apply to any other information or websites not owned or operated by us, or to information collected by us by other means. The information you provide may also be subject to additional terms. For example, the information we collect about you if you engage us to provide investment products or financial advice is subject to additional terms detailing how we use and share your information as your financial adviser, which can be obtained by contacting us as detailed at the end of this Policy.

TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT

We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include, but is not limited to, your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.

PARTIES TO WHOM WE DISCLOSE INFORMATION

All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:

• For everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;

• For our marketing – to offer our products and services to you;

• For joint marketing with other financial companies;

• For our affiliates’ everyday business purposes – information about your transactions and experiences, and information about your creditworthiness; or

• For non-affiliates to market to you.

• No mobile opt-in will be shared with third parties or non-affiliates

Personal Information We Collect

This section of our  Privacy Policy describes the categories of personal information we collect about you and the different ways in which we collect your personal information.

Personal  information  you  may  provide  through  the  Site  or  otherwise communicate to us includes:

• Contact information.  We collect information about you when you provide contact information to us via email or through the site.  This information may include your first and last name,  email address,  mailing address,  phone number,  and any other information you choose to make available.

• Text messaging (SMS) opt-in. If you consent to receive text messages, an advisor may text you to arrange a time to talk. If you then become a client, your advisor may text you to respond to your requests, arrange meetings, obtain information, or perform other tasks related to carrying out our services. We will not send initial messages any more frequently than once per day. Message and data rates apply. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. OPT IN CONSENT: By submitting your phone number, you are authorizing us to send you texT messages and notifications. Message/data rates apply. Reply STOP to unsubscribe from a message sent from us.

• Client information.  If you are a client using our Ecos client portal,  we will collect certain additional information as needed to provide our services and make this Ecos client portal available to you.

• Feedback and correspondence.  We may collect information about you when you request information, respond to surveys, or otherwise correspond with us.

• Other information.  We may collect other information from you that is not specifically listed here. We may use such information in accordance with this Policy.

If you are a new customer, we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

PROTECTING CONFIDENTIALITY OF CURRENT AND FORMER CLIENTS’ INFORMATION

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.

FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT

Federal law allows you the right to limit the sharing of your NPI by “opting out” of the following: sharing for affiliates’ everyday business purposes – information about your creditworthiness; or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt out of these types of sharing.

DEFINITIONS: Affiliates – companies related by common ownership or control. They can be financial and non-financial companies; non-affiliate companies not related by common ownership or control. They can be financial and non-financial companies; joint marketing is a formal agreement between non-affiliated financial companies that together market financial products or services to you.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time.  If we make changes to this privacy policy,  we will post them on the website and indicate the effective date of the change.  If we make material changes to this privacy policy, we will notify you by email or through the Site.

Location-Specific Disclosures

The law requires that we provide additional disclosures to residents of certain countries, regions, and states. Please see below for disclosures that may apply to you.

NOTICE TO CALIFORNIA RESIDENCE

If you are a California resident, this section applies to you in addition to the rest of this privacy policy.  Please note that we may collect,  use, and share additional personal information about you that is governed by laws other than  California law,  such as the  Gramm-Leach-Bliley  Act,  and that our activities related to such personal information are not disclosed here.  Contact us as detailed at the end of this privacy policy to learn more about our privacy practices related to such personal information.

We collect your personal information when you interact with our  Site or otherwise communicate with us.  In  the  past  12  months,  we  have  collected  the  following  categories  of  personal  information  from  consumers  and  have  used  that  information for the following purposes:

 Category of personal information collected, business purpose of collection, source(s) of information, Identifiers such as a real name, postal address, Internet protocol address, email address, and phone number. To provide our services and market to you.

Directly from you when you provide it to us; we also collect your IP address passively from you when you visit our Site Internet or other electronic network activity information,  including, but not limited to,  browsing history, search history, and information regarding your interaction with an internet website application, or advertisement. To provide you with more  relevant content, track  original Site visits, and  optimize your Site  experience, as well as  to ensure our systems are properly  functioning

 Passively, when you visit our website or receive or interact with  our communications

We will not collect additional categories of personal information or use or retain the personal information we collected for materially different,  unrelated,  or incompatible business purposes without providing you notice.  We will only retain your personal information for the period of time indicated above.

We will only keep your personal information in an accessible form that can identify you for as long as we need to for the purposes for which it  was collected.  Because retention periods vary depending on the purpose for collection,  we use certain categories and criteria to determine how long we keep personal information,  as further described below.  Where your personal information is used for more than one purpose, we will retain your Information for the longer of those periods.

Information may be used among companies that perform support services for us, such as data processors, technical systems consultants, and programmers, or companies that help us market services to you for a number of purposes, such as: to protect your accounts from unauthorized access or identity theft, to process your requests, such as securities purchases and sales, to establish, maintain, or service an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or Ecos Wealth Advisors, to comply with Federal, State, and Self-Regulatory Organization requirements, to keep you informed about financial services of interest to you.

SMS TERMS OF SERVICE

Ecos Wealth Advisors sends text messages to those who opt in. Messages we send include Customer Care, Account  Notification, and the message frequency will be determined based on the number of appointments and support interactions. Message and data rates may apply. Text HELP or contact us at hello@ecoswealthadvisors.com for support. Text STOP to opt out of future messages at any time. 

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with or obtained from any third parties. Visit our Privacy Policy to see our privacy policy and terms and conditions.